Development of the bank payment card market



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Growth dynamics of bank payment cards

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Share of bank payment cards by payment systems

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Share of bank payment cards by regions of the republic

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Credit financial institutions have installed 3 913 ATMs and 6 702 electronic terminals at cash supply points (CSPs) to provide cash to bank payment card holders. These indicators are 17.3% and 59.8% higher than the same period in 2025. In addition, 9 765 POS terminals were installed at trade and service points for accepting non-cash payments for goods and services, which is 11.7% more than the same period in 2025. Also, 35 579 QR codes were installed in trade and service enterprises, compared to the same period in 2025, their number increased by 33.0%.

The number of automatic self-service terminals equaled 6 955 units as of the reporting date.


Dynamics of payment infrastructure development (units)

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Infrastructure for accepting and servicing payment cards by region of the Republic of Tajikistan

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Status of non-cash payments

During this period, the share of cashless payments for goods and services using electronic payment instruments amounted to 40.3 percent overall, increasing by 12.5 percentage points compared to the same period of 2025.

Transactions using electronic means of pa yment and the share of non-cash payments

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Cashless transactions using electronic payment instruments (bank payment cards and electronic wallets) increased by 2.7 times in terms of number and by 100.1 percent in terms of the volume of transactions carried out.